OJK always reminds the public to be aware of the fraudulent practices of illegal borrowers. If you find an illegal investment offer or loan that is not registered with the OJK, the public can view or report to OJK Consumer Services 157, email konsumen@ojk.go.id or waspadainvestasi@ojk.go.id. What to do if illegal online loan funds are suddenly transferred? Unlike Facebook, Twitter, Reddit, and Instagram, Mastodon is a decentralized, open-source, ad-free platform. To make sure that the loan application is illegal or not, you can check it through various OJK platforms ranging from website, WhatsApp, phone number and email. KONTAN.CO.ID – Jakarta. Illegal online loans (pinjol) continue to appear like grass in rice fields. Although the Financial Services Authority (OJK) and the authorities grant illegal loans every month, the new name is operational again. « If the public receives a money transfer without applying for an illegal online loan or suffers losses as a result, the community will be asked to report immediately to the Indonesian police, » Tongam d`Antara said on Friday (22/07/2022). Here are 4 ways to check if the loan is legal or illegal, as stated on the official website of Indonesiabaik.id: In order not to be deceived by illegal services, here is a list of legal credit companies that will be registered with the OJK in 2022. The first way to check for illegal or legal loans is to check OJK`s website. Open OJK`s official website on www.ojk.go.id.
Select the « IKNB » (Non-Bank Financial Industry) menu and click on « Fintech » at the bottom right. The page displays the current list of fintech loan providers authorized by the OJK or legal online lending platforms. Replication would be done by some parties by creating apps, websites, WhatsApp accounts for social media accounts such as Instagram, Facebook and others that are marked as fake. The party would do business and abuse on behalf of 17 licensed organizers of fintech funding platforms. The second way to check for illegal or legal loans is to contact OJK WhatsApp. Register the official contact OJK 081-157-157-157. Open the WhatsApp app and open the registered OJK contact. OJK friends, before using online loans, #CekDulu the legality of online lending. Below is a list of 102 legal online loans authorized by the OJK. Outside this list is illegal.
pic.twitter.com/IUm5U1Mw7S JAKARTA, KOMPAS.com – A case of illegal online loans (Pinjol) suddenly transferring money without the customer`s consent has resurfaced. The owner @BUNDAHYUNJIN Twitter account admitted that suddenly a fund of IDR 1,040,000 was transferred from PT Odeo Teknologi Indonesia, suspected of borrowing. The fourth way to check for illegal or legal loans is via email. Verification of the legality status of the loan can also be done by contacting the OJK email at konsumen@ojk.go.id. SWI also asked the public to be aware of all forms of new forms made by illegal borrowers to trap victims. Read also: Don`t be a victim, This is the latest list of illegal pinjol in August 2022 Although thousands have been shut down, the practice of pinjol is still widespread in the community. « Every day, the Investment Alert Task Force receives complaints from people who are victims of illegal loans. Although some of the perpetrators were prosecuted, it appears that some of them were not deterred, » L.
Tobing, chair of Tongam`s Investment Alerts Working Group, said in an official statement. The chairman of the Working Group on Investment Alerts (SWI), Tongam L Tobing, called on the public to report to the police if they receive a money transfer without presentation, which is the latest mode carried out by illegal online loans (Pinjol). So far, OJK and related parties have also blocked and shut down illegal lending services. Full information on the list of legal loans authorized by the OJK can be found here. In order not to become a victim, the public must recognize the characteristics of loans that are not legal or illegal. Features of illicit loans include: Well, to avoid cases of illegal online loan fraud, it is important for the public to be aware of legal or official online lending services that have received approval from the Financial Services Authority (OJK). Citing Kompas.com, the loan application is considered illegal if the proposed borrowing mechanism violates regulations and may harm the community. The 17 approved fintech financial platform providers who are members of AFPI are: Express Wallet, Klik Kami, Dana Rupiah, Gradana, Mekar, DANA IN, AsetKu, KlikA2C, DanaBagus, LendingGo, IKI Modal, AdaPundi, AdaKami, Rupiah Cepat and Indodana. These alleged replication actions not only harm licensed fintech funding providers, but also inflict property damage on the wider community. The third way to check for illegal or legal loans is to contact the OJK phone number.
The public can check the loan by contacting the Official Gazette 157 to 157. AFPI Secretary General Sunu Widyatmoko said that since 2021, AFPI has received numerous reports of alleged reproduction of legal online lending platforms. « These reports came from the wider community and licensed fintech financial organizers suspected of being victims, » he said in a written statement on Monday, Aug. 15, 2022. Based on information from OJK`s official website, here is a list of 102 official online credit providers (legal loans) as of April 2022: « For this reason, we urge the public to avoid illegal online loans and only use applications approved by the relevant authorities, » Tongam said.
